Home Lending

Home Mortgages


We’ve been doing secondary market loans as long as anyone in the area. We specialize in purchase, refinance, new construction and first time homebuyers. We'll tailor a loan to fit your needs rather than simply take your order. Combine that with great rates and lower costs and you can't build a better mortgage.

Program Types

  • Conventional (fixed and ARM)
  • USDA Rural Development Loan
  • FHA
  • VA
  • 1st Time Homebuyers
  • In-House Financing

Helpful Info

  • Automated Underwriting
  • Pre-Approval Process
  • 0% Down
  • What to Bring When You Apply
  • Other Helpful Info

Home Equity Loans

Start your qualifying process now by downloading and completing our Home Loan Application

Home Equity Loans can be used for nearly any purpose whether you’d like to remodel your home, purchase a newer vehicle, buy a new toy or just take that well-deserved vacation.  Our Home Equity Term loan can provide you with a fixed rate and payment.  Our Home Equity Line of Credit (HELOC) allows you to make an advance when you choose and has the most flexible repayment options. Download your Home Equity Line of Credit Application to get start or see our Home Equity Line of Credit Brochure.

Home Equity Loans

  • Term Loan
  • Line of Credit (HELOC)
  • MN Fix-Up-Fund

New Construction

You plan and think for years about building your new home.  Determining the right floor plan, picking the best contractors, selecting the materials, selling your existing home....  Sometimes, there are so many things to consider that you miss the most important planning of all....your financing. 

Construction Financing is more than simply watching interest rates and building at the right time.  Having the most flexibility and saving time and cost in your financing is maybe more important than anything else you do.  See us before you make your buildng plans so we can walk you through the process from start to finish.  We'll help you be better prepared....and lower your stress a bit!