Personal Deposits

Checking Accounts

checking accountsWith our menu of checking accounts, we’re sure to have an account that fits your lifestyle. Whether you’re just starting out or if you need an account that maximizes all your relationships with our bank, we’ve got a package that’s right for you. In addition, check out our bonus package which includes many great savings on other services that you use every day. At MNB, the more you bank with us, the more you’ll save on all your banking needs.

All our checking plans come with:

  • No minimum balance
  • Unlimited check writing
  • Free Debit/ATM card
  • Free Online Banking
  • Free ATM transactions at all Shazam ATM’s
  • Reduced rate on Home Equity Line of Credit with auto payment

Click to see the checking packages options available for you.

Savings Accounts

At MNB, we have a variety of savings options for you to maximize your liquidity and allow your money to grow for you. With most of our options, interest rates are tiered, so the more you save, the more interest you earn.

savings accountsClick to see the personal savings account options available for you.

Certificates of Deposit
Certificates of Deposit are great tools to help you save no matter where you are in life. CD’s are similar to savings accounts in that they are insured up to FDIC limits, thus, they are a low risk investment. However, with a CD, you’ll earn more interest than with most savings accounts for committing to a term that you will keep it with the bank. Penalty may be imposed for early withdrawal. For more information on our CD options call any of our offices and speak with a Personal Banker, Sauk Centre 877-655-5211, Long Prairie 877-732-2133 or Pelican Rapids 877-863-6688.

Maximize your retirement savings with an IRA.
Whether it’s a Traditional, Roth or saving for your children or grand-children’s education with a Coverdell Education Savings Account, we’ll be able to help you meet your goals. There’s no annual fee, so you can maximize your earnings!

Click to see the IRA options available for you.

Save for Health Expenses with a Health Savings Account (HSA).
An HSA is a convenient way to save for medical expenses tax-free. If you have a qualifying health plan, you are eligible for this account. Click here to learn more.