Checking Accounts
With our menu of checking accounts, we’re sure to have an account that fits your lifestyle. Whether you’re just starting out or if you need an account that maximizes all your relationships with our bank, we’ve got a package that’s right for you. In addition, check out our bonus package which includes many great savings on other services that you use every day. At MNB, the more you bank with us, the more you’ll save on all your banking needs.
All our checking plans come with:
· No minimum balance
· Unlimited check writing
· Free Debit/ATM card
· Free Internet Banking
· Free ATM transactions at all Shazam ATM’s
· Reduced rate on Home Equity Line of Credit with auto payment
This plan recognizes and rewards individuals who keep $10,000 in related bank accounts. If you want a variety of convenient and flexible banking services, PLUS get a bonus package of discounts on many bank services at no cost, this is the account for you!
In addition to the benefits (above) you'll receive:
· Free checks (always)
· Free small safe deposit box
· Snapshot images
· 4 Surcharge free ATM transactions
· .10% bonus on all CD's
· BONUS COUPON PACKAGE
· $10 fee applies if total balances are
less than $10,000
Owning a home is something everyone treasures, and this account honors that tradition. Our Homeowner's Club is designed for those who currently have or have had a home loan with MNB in the past. It is also available for those who pay their mortgage automatically through us.
· Free 1st order of checks (new accts only)
· No monthly service charge
· Bonus Coupon Package available
· Up to $100 credit on closing costs on
any R.E. loan with MNB (in-house or
2nd market)
If you prefer to do your banking "mostly" electronically and write few personal checks, the e-account could be just right for you. This account is also great if you want all your bills done electronically through a separate account from your spending money or if you're a student just starting an account.
· Free 1st order of checks
· Items are safekept
· Write 5 checks per month at no cost ($5 monthly fee if more than 5 non-electronic debits in a month)
· Free bank by mail envelopes
If you want an account that reflects simplicity and one where you don't have to worry about service fees, our Totally Free account will be perfect for your lifestyle. It is simply that, totally free of bank service charges and an account that you'll love.
· All your items are safekept
If you're active, full of interests and above 55, this account is right for you. Don't worry about service fees or minimum balances. Also, with a $1,000 collected balance, you'll earn interest on your balance.
· Free small safe deposit box (1st yr - upon availability)
This bonus package is available with all checking plans for just $4/month and is FREE to Premium Checking account holders. The more you bank with us, the less you'll pay for our other services. With our bonus package you'll receive:
· Local Merchant Discount Card (where
avail.)
· Waive annual fee on Check Credit ($25
value)
· .10% bonus your next CD
· .50% off rate on your next consumer loan
· $10 bonus when opening a new account
· $10 bonus for a friend opening new acct
· $100 discount on R.E. loan closing costs
· $25 toward loan payment or loan fee
· $10 fee applies if total balances are less
· Waive annual fee on HELOC ($10 value)
· Free check reorder
· Free Financial Review
· Free Insurance Review