The Benefits of Direct Deposit

The Benefits of Direct Deposit

Life happens- people get busy and important things get forgotten. Don’t let depositing your paycheck be the extra thing that gets overlooked. At Minnesota National Bank, we offer direct deposit so you don’t have to worry about how your money is getting into your account and whether or not you have time to get it there.

Here’s how it works--on payday you will receive your pay stub telling you how much money you made after taxes, and the rest takes care of itself. The rest of your paycheck is automatically deposited into your account without you having to lift a finger. After you set up direct deposit, you can:

  • Skip the extra trip the bank. With your paycheck already in the bank, there is no need to stand in line on payday waiting to make a deposit

  • Eliminate the possibility of lost, stolen or forged checks- no more waiting for reprinted checks, fraud investigations or extra (unnecessary) charges on your account to be corrected or reversed

  • Your money is deposited faster- directly into your account- which reduces the possibility of overdrafts and penalties

  • Leave the office after your bank closes? Get your money deposited from anywhere- you never have to worry about having time to go to the bank to deposit your check or running out of funds before being able to make a new deposit

Direct Deposit is easy, safe, and efficient. To set up your direct deposit, contact us to help you ease the process. At Minnesota National Bank, we want your banking experience to be as stress-free and efficient as possible!